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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 4/15/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| Vehicles 2008-2002 as low as |
24 Months |
Monthly P&I |
3.50% |
Fixed |
| Vehicles 2008-2002 as low as |
36 Months |
Monthly P&I |
5.25% |
Fixed |
| Vehicles 2008-2002 as low as |
48 Months |
Monthly P&I |
5.99% |
Fixed |
| Vehicles 2008-2002 as low as |
60 Months |
Monthly P&I |
5.99% |
Fixed |
| Vehicles 2008-2002 as low as |
72 Months |
Monthly P&I |
5.99% |
Fixed |
| Vehicles 2001- & Salvage as low as |
Up to 48 Months |
Monthly P&I |
6.50% |
Fixed |
| Unsecured as low as |
12 Months |
Monthly P&I |
5.25% |
Fixed |
| Unsecured as low as |
24 Months |
Monthly P&I |
5.75% |
Fixed |
| Unsecured as low as |
36 Months |
Monthly P&I |
5.99% |
Fixed |
| Unsecured as low as |
48 Months |
Monthly P&I |
6.99% |
Fixed |
| Share Secured as low as |
Up to 48 Months |
Monthly P&I |
4.00% |
Fixed |
| Certificate Secured as low as |
Up to 48 Months |
Monthly P&I |
5.00% |
Fixed |
| Student Loan as low as |
Up to 60 Months |
Monthly P&I |
5.50% |
Fixed |
| Home Equity Line 80% LTV as low as |
60 - 240 Months |
Monthly P&I |
3.88% |
Variable |
| Home Equity Line 90% LTV as low as |
60 - 240 Months |
Monthly P&I |
4.88% |
Variable |
| Home Equity Fixed (3 year balloon) 80% LTV as low as |
60 - 240 Months |
Monthly P&I |
5.75% |
Fixed |
| Home Equity Fixed (3 year balloon) 90% LTV as low as |
60 - 240 Months |
Monthly P&I |
6.75% |
Fixed |
| 1st Mortgage Fixed (5 year balloon) 80% LTV as low as |
60 - 360 Months |
Monthly P&I |
5.25% |
Fixed |
| 1st Mortgage Fixed (5 year balloon) 90% LTV as low as |
60 - 360 Months |
Monthly P&I |
6.25% |
Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 4/15/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| 1,000+ |
6 Month |
1.75% |
1.75% |
| 1,000+ |
12 Month |
2.00% |
2.00% |
| 1,000+ |
24 Month |
3.00% |
3.00% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 4/15/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Savings |
$100+ |
0.50% |
0.50% |
| Savings |
$25,000+ |
0.75% |
0.75% |
| Savings |
$50,000+ |
1.00% |
1.00% |
| Savings |
$100,000+ |
1.25% |
1.26% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
IRAs
| Rates as of 4/15/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Retirement Savings |
Full Amount |
3.00% |
3.04% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Share Draft
| Rates as of 4/15/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Draft/Checking |
$1,000+ |
0.10% |
0.10% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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