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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 6/15/2010.
Rate Description Term Payment Description APR APR Type
Vehicles 2010-2006 as low as 24 Months Monthly P&I 3.50% Fixed
Vehicles 2010-2006 as low as 36 Months Monthly P&I 5.25% Fixed
Vehicles 2010-2006 as low as 48 Months Monthly P&I 5.50% Fixed
Vehicles 2010-2006 as low as 60 Months Monthly P&I 5.50% Fixed
Vehicles 2010-2006 as low as 72 Months Monthly P&I 5.99% Fixed
Vehicles 2005+ as low as Up to 48 Months Monthly P&I 7.50% Fixed
Salvage Vehicles 2005+ as low as Up to 48 Months Monthly P&I 8.50% Fixed
Unsecured as low as 12 Months Monthly P&I 7.25% Fixed
Unsecured as low as 24 Months Monthly P&I 7.75% Fixed
Unsecured as low as 36 Months Monthly P&I 7.99% Fixed
Unsecured as low as 48 Months Monthly P&I 8.99% Fixed
Share Secured as low as Up to 48 Months Monthly P&I 4.00% Fixed
Certificate Secured as low as Up to 48 Months Monthly P&I 5.00% Fixed
Student Loan as low as Up to 60 Months Monthly P&I 7.00% Fixed
Home Equity Line 75% LTV as low as 60 - 240 Months Monthly P&I 2.72% Variable
Home Equity Line 80% LTV as low as 60 - 240 Months Monthly P&I 3.72% Variable
Home Equity Fixed (3 year balloon) 75% LTV as low as 60 - 240 Months Monthly P&I 3.75% Fixed
Home Equity Fixed (3 year balloon) 80% LTV as low as 60 - 240 Months Monthly P&I 4.75% Fixed
1st Mortgage Fixed (5 year balloon) 75% LTV as low as 60 - 360 Months Monthly P&I 3.25% Fixed
1st Mortgage Fixed (5 year balloon) 80% LTV as low as 60 - 360 Months Monthly P&I 4.25% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Savings/Shares Rates
Rates as of 6/15/2010.
Rate Description Term Dividend Rates APY
Savings $100+ 0.25% 0.25%
Savings $25,000+ 0.25% 0.25%
Savings $50,000+ 0.25% 0.25%
Savings $100,000+ 0.25% 0.25%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 6/15/2010.
Rate Description Term Dividend Rates APY
Retirement Savings Full Amount 1.00% 1.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
 

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